ASHOK K. TULSYAN –COMMERCIAL BANKING EXPERT

Substantial years of experience as an Administrative and Financial Officer. Very significant knowledge of: -Credit, -Risk Management, -Commercial and Consumer Lending, -Operational Risk and Compliance Officer with a unique combination of credit and accounting expertise gained both in domestic and international markets. Earned reputation with senior management as an effective leader with sound credit underwriting, portfolio management and problem-solving skills. Excellent communication skills both written and oral. Consistently ranked at top of peer group. Expertise

Business Operation, Administration, Human Resources, Accounting and Finance. Credit approvals, Policy, Procedures, Contract administration and controls · Portfolio management, Loan review, Risk assessment, On-going monitoring and timely resolution · Evaluation and Approval of major credits, as senior member of Credit Committee · Compliance, Basel II, Sarbanes-Oxley and Operational risk management